Harringay online

Harringay, Haringey - So Good they Spelt it Twice!

We are hoping to purchase a house in Avondale Road very shortly. I am attempting to arrange buildings insurance. Our Home Buyers Report notes 'historic movement consistent with most house in the area' so most of the  main insurers are refusing to quote. Even the existing insurer of the property will not quote. I've got a specialist insurer quoting £1600, which seems like a lot.

I'd appreciate any advice please or insurers who do insure known problem areas? Many thanks.

Tags for Forum Posts: building, insurance, subsidence

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That sounds a bit crazy, surely 'historic movement' means it's not moving now.

I live 2 streets over from Avondale and have never had problems with building insurance. We bought our house 10 years ago and I vaguely remember something on the survey about the house having movement in the past but not within the last 20 ish years, so it wasn't a problem.

I've just renewed my building insurance and it's about £13 per month.

£13 a month. Heck who are you with? That is £160 or so a year, half mine...

I had been paying about £35 per month for a couple of years but this time I shopped around a bit. I've just checked and it's with Esure and is actually £11.51 per month. This is just for building insurance we pay for contents separately.

I have quite a few "diagonal cracks" - what do they signify? Most of them are in the front downstairs room which was re-plastered four years ago - they are only thin but i don't think they are just the common new plaster hairline cracks as they have developed gradually.

Thanks very much Tris - I might call the guys who did it and ask them to come back and check.

Thanks tris for your advice. I think we are in a similar situation. Unfortunately we can't 'unring the bell'. Might try the specialist engineer route to see if we can get a better deal.
Speak to the surveyor direct...they often write things in homebuyers reports that make alarming reading but in reality amount to nothing. They're just covering themselves and automatically mention something about movement if they spot cracks in plaster...
We'll in the 13 years we've been on Avondale have heard naught about subsidence. I think Paul is right, they are covering themselves. How annoying.....

I'm a tenant in Woodlands Park Road, just round the corner from Avondale Rd. There were cracks appearing in my bedroom a couple of years ago. A surveyor attributed this to our neighbour's tree sucking moisture out of the ground. My neighbour agreed to severely cut back the tree. Cracks are now not as bad as before.  I don't known whether it's to do with subsidence or the manner of construction of the extension at the back of the flat I live in.

I note also "they" severely cut back the plane trees in Avondale Road a few years ago, I'm pleased to see they've grown back already.

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